Money Management

Spreadsheet templates for budgeting, saving, and organizing your finances
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Personal Budget Spreadsheet
Download a free template to create a budget for the new year. Customize the budget categories as needed. Provides a great way to plan for variable expenses. One of the most popular spreadsheets from Vertex42.com.
Free Money Manager for Excel or Google Sheets
Download the free Money Management Template from Vertex42.com. Create a budget, track your income and expenses, and analyze your spending.
Bill Tracker Worksheet
Download a free bill tracking spreadsheet from Vertex42.com. Make a list of your recurring bills and the expected amounts. Then, check them off as you pay them!
Debt Snowball Calculator
Download the free Debt Snowball Calculator for Excel or Google Sheets from Vertex42.com. Find out how fast you can pay off debt and how much interest you can save by using the debt snowball method or debt avalanche strategy.
Zero-Based Budget Worksheet
Learn more about the zero-based budget concept for personal finance and download a free worksheet (Excel, Google Sheets, or printable PDF) by Vertex42.com
Printable Debt Snowball Tracker
A new way to track your debt payoff goal. Download the free chart from Vertex42.com (PDF or Excel).
Savings Goal Tracker
Track your Savings Goals with a printable worksheet or with a spreadsheet. (Free download from Vertex42.com)
Debt Payoff Charts and Trackers
Track the progress of your debt payoff goals with Excel or printable worksheets. Download free from Vertex42.com.
Cash Envelope Trackers
Download free printable cash envelope trackers that you can use in your favorite envelopes. By Vertex42.com
Money Tracker for Excel
Great for learning to track cash, checking and credit accounts, and useful for very simple budgets. Designed to work on Excel Mobile, but works in Excel 2010 or later.
Savings Snowball Calculator
You may have tried the Vertex42 Debt Snowball Calculator, but did you know that the Savings Snowball Calculator can be used for both Debt payoff AND Savings?⁠ Download it for free from Vertex42.com.